Terms and Conditions

This website is owned and operated by: **Luminavento S.A. de C.V.** RFC: LUM210315QJ7 Address: Av. Paseo de la Reforma 505, Floor 12, Col. Cuauhtémoc, C.P. 06500, Mexico City, Mexico Email: contact@luminavento.com Phone: +52 (55) 1234-5678

Luminavento offers financial guidance and education services of an informative and educational nature. It is important that you understand that: • Our services do NOT constitute certified professional financial, legal, or tax advice • We are not a regulated financial institution or financial intermediary • The recommendations provided are general and advisory in nature • Any financial decision you make is your own responsibility • We recommend consulting with certified professionals before making important financial decisions

By using this website, you agree to: • Provide truthful and up-to-date information in forms • Not use the site for illegal or unauthorized purposes • Not attempt to access restricted areas of the site • Not interfere with the website's operation • Not copy, modify, or distribute content without authorization • Respect intellectual property rights

All content on this website, including but not limited to text, graphics, logos, icons, images, audio and video clips, data compilations, and software, is the property of Luminavento or its content providers and is protected by Mexican and international intellectual property laws. Limited permission is granted to view and download the content of this site for personal, non-commercial use only, provided that all copyright notices are kept intact.

Luminavento: • Provides the website and its contents 'as is' without warranties of any kind • Does not guarantee that the site will be error-free or uninterrupted • Is not responsible for decisions made based on information from the site • Will not be liable for direct, indirect, incidental, or consequential damages arising from use of the site • Does not guarantee specific results from applying our guidance Luminavento's maximum liability in any case shall not exceed the amount you have paid for services, if any.

This website may contain links to third-party websites. These links are provided solely as a convenience. Luminavento has no control over these sites and is not responsible for their content, privacy policies, or practices.

Luminavento reserves the right to: • Modify these Terms and Conditions at any time • Change, suspend, or discontinue any aspect of the website • Restrict access to users who violate these terms Modifications will take effect immediately upon posting on the site.

These Terms and Conditions are governed by the laws of the United Mexican States. Any dispute arising in connection with the use of this website or these terms shall be submitted to the exclusive jurisdiction of the competent courts of Mexico City, expressly waiving any other jurisdiction that may apply.

If any provision of these Terms and Conditions is found to be invalid or unenforceable, that provision shall be removed or limited to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

For questions about these Terms and Conditions, contact: **Luminavento S.A. de C.V.** Av. Paseo de la Reforma 505, Floor 12 Col. Cuauhtémoc, C.P. 06500 Mexico City, Mexico Email: legal@luminavento.com Phone: +52 (55) 1234-5678